Do I have
to pay the mortgage broker a fee?
Not usually - although it can depend upon your personal circumstances
and the amount of work the mortgage broker has to put in on your behalf.
As you know, when you ask for a mortgage quotation through this web site,
your details go direct to a specialist mortgage broker. That broker will
provide free advice to you without any obligation whatsoever.
If you decide to proceed, then sometimes a fee may be charged - in which
case the broker will discuss the details with you and confirm the arrangements
in writing so there's no misunderstanding.
More FAQ's:
What exactly is a mortgage?
Where can I buy a mortgage?
What type of mortgage
should I choose?
How do I shop around
for the cheapest deal?
What are mortgage rates?
life insurance
How do I get a mortgage quote?
What is an Agreement in
Principle?
How much can I afford?
How long are mortgages
usually for?
How is interest calculated
on a mortgage?
What is a mortgage calculator?
What happens if interest
rates change?
How do I prove my income?
What happens if I am self-employed?
How does a joint mortgage work?
Can I get a mortgage
with a group of friends?
Do I need a Guarantor?
What is Conveyancing?
How much deposit do I need?
What will
the initial costs of buying a house be?
What
is a Mortgage Indemnity Guarantee (MIG) and will I have to pay it?
How much is the Valuation Fee?
Will
I have to pay an Arrangement Fee and how much will it be?
What is a Mortgage in Principle?
What
happens during the mortgage application process?
What will
I need to support my mortgage application?
What are redemption penalties?
How do I choose a mortgage?
How
do I compare mortgages to find out which is the best?
Should
I choose a "repayment" or an "interest only" mortgage?
What is a fixed rate mortgage?
What is a discounted rate
mortgage?
What is a variable rate mortgage?
What is a flexible mortgage?
What is a current account
mortgage?
What is an offset mortgage?
What is a capped mortgage?
What is a base rate tracker
mortgage?
What is a cash back mortgage?
What is a 100% mortgage?
What is a first-time buyer
mortgage?
What is a buy to let mortgage?
What is a self-certification
mortgage?
What is an ISA mortgage?
What is a Refinance Mortgage?
I
have been turned down for a loan or credit card, will I still be able to
get a mortgage?
What happens if I
am refused a mortgage?
What if I have bad credit?
What if I have mortgage arrears?
What happens if I have
bank defaults?
What happens if
I have no proof of income?
What happens if
I have a repossession order?
What happens
if I can't keep up my repayments?
Can I repay my mortgage early?
Can
I take a break from making my mortgage repayments?
What happens if
I have an unusual property?
What is "Right to Buy"
What
happens if we have a joint mortgage, but one of us wants to leave?
Is
there any way I can lower my monthly repayments without switching mortgages?
What happens if I want
to move home?
What
happens if there's a shortfall at the end of my mortgage term?
What is a remortgage?
What is Equity Release?
How do I switch mortgages?
How do I know if
I should switch mortgages?
Do I need Mortgage Life
Insurance?
Do I need
Mortgage Payment Protection Insurance?
Do I need Buildings Insurance?
Do I need Home & Contents Insurance?
How
do I calculate the rebuilding cost for my Buildings Insurance?
What is a Loan to Value (LTV)
Ratio?
What if I die
before my mortgage is paid off?
Is there
a Government Regulatory Body I can refer to?
What is the Mortgage Code?
Can I buy my mortgage online?
Do I need to see a mortgage
advisor?
What's
the difference between buying a mortgage from a broker and the lender direct?
Do I have to pay
the mortgage broker a fee?
Complaining about your
mortgage broker
Complaining about
misleading advertising
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