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A list of typical conditions and illnesses
which can be found in most
Critical Illnesses policies.

Before you choose a Critical Illness Insurance policy, you should carefully read the schedule of illnesses covered by the policy as the list of insured illnesses can vary between insurance companies. The schedule will be included within the information pack which is sent with your application form.

The main critical illnesses will always be familiar to you:

Stroke
Cancer
Heart attack

But there are lots more as you'll see below. As developments in medical knowledge continue apace, more conditions are included in the schedules - and sometimes deleted as improvements in medical science mean that more conditions can now treated successfully. (But once you have bought the policy the list of illnesses remains fixed.)

Here is a list in alphabetical order, of the critical illnesses which are normally included in a critical illness policy:

Alzheimer's Disease
Aorta Graft surgery
Bacterial Meningitis
Blindness
Brain Tumour
Cancer
CJD
Coma
Coronary Artery by-pass surgery
Coronary Artery Angioplasty
Deafness
Heart attack
Heart Valve replacement/repair
HIV/AIDS resulting from blood transfusion
Inability to perform your duties of occupation
Kidney failure
Leukaemia
Loss of limbs
Loss of speech
Major organ transplant (or waiting list)
Motor Neuron diseases
Multiple Sclerosis
Occupational HIV/AIDS
Paralysis
Paraplegia
Parkinson's disease
Stroke
Third Degree burns
Total and Permanent disability

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